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Check by phone, checks online and credit card payment acceptance lets you control the sale! The concept of accepting a check by phone as a payment has been in use since the 1970s. Today's technology advances using the internet has made it possible for a wide range of industries to accept check by phone as well as accepting checks online as a form of payment thru a PCI compliant ACH payment processing network. Getting paid for goods and services purchased over the telephone and internet have never been easier and safer with our Virtual Terminal.  Call to start taking checks by phone and more today.

Accepting  checks by phone and/or accepting checks online as a electronic payment via the ACH processing network reduces costs and paperwork while increasing your cash flow. Our check by phone software Virtual Terminal also gives you the ability to accept checks by fax and online. Since electronic checks by phone and checks online are web based, only a computer and internet connection is needed. Secure data such as the bank routing number and account number is transmitted by ACH to a secure server and the customer’s account is automatically debited and funds are deposited directly into a business account.

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Check by phone and accepting online check payments features multi-location support & reporting through our virtual terminal. User security and authorization levels are customizable with extensive online reporting and scheduling.  Our check by phone and online checks ACH payment service also provides automated email notifications to customers and company staff.

Accepting a check by phone or accepting checks online via the ACH processing network is also a very convenient way to use information entered to be processed immediately or saved for future use. Check by phone payments using the ACH processing network and the payments gateway eliminates the need for multiple payment software and expensive terminals. Check by phone payment and credit cards payments can be processed together on the same payment platform. Watch our check by phone video for a quick preview of the system.

There are many advantages of accepting a check by phone and online check payments via the ACH processing network for both the consumer and the merchant. The consumer saves both time and money. The consumer no longer has to bear the cost of envelopes and stamps when using a check by phone or online checks. 

By accepting check by phone or checks online as a debit payment via the ACH processing network, the merchant no longer waits for the consumer to write a check and for the check to arrive by mail thus increasing cash flow. Accepting check by phone helps "close the sale" on the spot for the merchant avoiding the old adage “time kills deals”. Accepting a check by phone also makes real-time check verification & Identity verification available to the merchant.  Check verification tools help a merchant avoid processing risk thru the check by phone and checks online payment process.

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