Check by Phone

ARTICLE: Check By Phone Advantages:

ARTICLE: History of Check by Phone:

Merchant Advantages: By accepting checks by phone as an EFT debit payment via the ACH network, the merchant saves time in a different way. Merchants no longer waits for the consumer to write a check and for a check to arrive by mail thus increasing cash flow. Accepting checks by phone as an EFT debit payment also finalizes sales on the spot for merchants avoiding the old adage “time kills deals”.

Accepting a phone check as an echeck (EFT) ACH payment also makes check verification available to the merchant thru our payment gateway using our ATM check verification system. Merchants can verify in real time that a checking account has a positive balance and is not frozen, NSF, etc. Check verification tools can also help a merchant determine risk thru the check by phone process.

Accepting check by phone payments electronically via ACH debit network as an EFT reduces costs plus paperwork while increasing your cash flow.  ACH payments by phone gives you the ability to accept checks over phone or fax. Since our check by phone payment software is internet based and PCI compliant, only a computer plus an internet connection are needed. Secure data such as bank routing number plus account number is transmitted to a secure server. The customer’s account is automatically debited and funds are deposited directly (ACH) into a business account.

Consumers like you will save time and money. Consumers no longer has to bear costs of envelopes or stamps when using checks by phone. In addition, consumers save time by not having to go to the post office to mail payment.

Accepting payments using checks by phone payment software allows you to be in control of sales! The concept of accepting checks by phone as a payment has historically been used by insurance and mortgage companies since the 1970s. Today's technology advances using internet solutions has made it possible for other industries to accept checks by phone electronically as echeck payments thru the ACH network for goods or services purchased over with simple phone calls.

Accepting phone checks, commonly called EFT or echeck payments via ACH debit network is very convenient to use allowing information to be entered online then processed immediately or saved for future use. Accepting Check by phone payments using our PCI compliant payments gateway eliminates any need for multiple payment software and expensive terminals. Our payment software can accept both credit cards and checks.  Accepting Checks by phone payments as a EFT via the ACH debit network is typically much less expensive than credit card processing fees. ACH pricing can be mere pennies compared to credit cards.

Common applications for accepting phone checks thru ACH networks as an EFT debit can range from collection industries to mortgage industries. Check by phone payments as an ACH debit can be used by any industry that collects money remotely for products and services.  Call about any of our payment processing, or check by phone ACH services today: 800-844-2044.

Our check by phone payment software features multi-location support & reporting. User security authorization levels are customizable. Phone checks have extensive online reporting plus scheduling. Our checks by phone payment software also provides automated email notifications about ACH transactions to customers and company staff.